Mitte Realty

St. Petersburg. Nonresident non-bank mortgage companies have teamed up to win the St. Petersburg market. The goal for non-profit partnership 'Association mortgage companies. " The initiator of its creation became jsc "Baltic Mortgage Corporation." The association joined the players of the St.

Petersburg real estate mortgage loans with regional companies. They all work by the standards of mortgage lending Agency for Housing Mortgage Lending (HMLA). One of the goals – the introduction of the real estate market of St. Petersburg. Get a mortgage for an apartment will become easier. The advantage is that the mortgage company all the paperwork and negotiations with the bank undertake.

They even pre-assess whether the bank gives the borrower a loan and in case of any problems contribute to the fact that the bank still gave credit. Within 45 days mortgage company returns to the bank loan and the borrower pays no longer with the bank, and with mortgage companies. The latter, according to Vladimir Kompaneyschikova, a member of the Association of mortgage companies and the general director of oao "Baltic Mortgage Corporation ', unlike banks, do not review the interest rate on the loan increased. Mortgage on an apartment in St. Petersburg – for many the only way to solve the housing problem. Banks agree that activities of mortgage companies an additional incentive for the development of the mortgage market and increasing the number of loans. 'Often in the regions only with their help the borrower can get a mortgage credit. And the creation of an association of operators of the market will generate some rules of the game, which also will have a beneficial impact on the market as a whole ", – says Irina Schegolihina, Deputy Director, Department of work with the realtor and the developers of 'CIT Finance Investment Bank. " On a note – np 'Association mortgage companies' consists of 21 companies: oao Kuban Mortgage Agency, jsc Mortgage Corporation Saratov Oblast' jsc "Agency mortgage Penza region ', etc. – in contrast to the existing players' associations of the mortgage market, which could include virtually all financial market and real estate market, the association is not can enter the banking industry. Source: jsc "Baltic Mortgage Corporation '

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